Jennifer Olmstead was born in Danville, Pennsylvania to Joseph and Mary Ann, and spent her early childhood in a restored Victorian home. After her father, a Navy officer who served on a destroyer during WWII and later became a research pathologist, accepted a position with a medical center in Pittsburgh, the family moved to a 17-acre farm outside the city. She grew up riding and showing pleasure horses and making annual summer visits to her maternal grandparents' home in Michigan's Upper Peninsula. After attending The Pittsburgh Academy, Chatham College and the University of Pittsburgh, she relocated to Virginia and began a career as a non-profit executive. In addition to her fiction writing projects, she continues to work in the non-profit field. She lives with her horses, dogs and other family members on a farm in rural southernmost Virginia.